Pet Health Insurance

"The Difference Between
Life And Death For Your Pet?"

What Exactly Is Pet Health Insurance?

Whilst we don't like to think of our pets being injured in a traffic accident, or becoming ill, we should be realistic and accept that there is a possibility of it happening!

Imagine then, having to make the heartbreaking decision to have your pet put to sleep because you were unable to afford the vet fees!

Vet bills can be very expensive and can soon mount up!

Even every day vet bills for flea treatments and worming, but imagine having to spend thousands on invoices for surgery, medical procedures and treatments, hospitalisation, x-rays, tests, lab fees, medicines, and follow-up treatment.

You could also be held responsible for any damages to property, or injury, that your dog may cause.

Unfortunately, there's no such thing as a 'Doggie National Health', and if your pet needs treatment, costs could easily spiral out of control leaving you unable to afford to pay the vet bills.

Dog insurance covers the cost of unexpected medical problems should your pet become ill or need medical attention; it will also give you peace of mind.

Pet care insurance will also give you the reassurance that, should anything happen to your pet, you will have funds available to give him the treatment and medicines, or specialised care, that he may need; essential care which you may otherwise have been unable to afford.

It's highly likely that your breeder insured your puppy for up to six weeks after the date you brought him home, so you should have plenty of time to make ongoing insurance arrangements for your puppy, but don't let it slip.

If you're in any doubt about the timing - check with your breeder before obtaining your pet insurance quote.

Pet Health Insurance Cover - General Points To Note

• Dog health insurance is usually more expensive for a pedigree than it is for a cross breed.
• If your pet has any existing health conditions, it's unlikely that it will be covered.
• The older your dog is, the higher your pet health insurance premium is likely to be.
• You may be offered a discount for more than one pet.
• There may be additional surcharges to the policy. Check if there are any, and make sure you understand them.

Lifetime Pet Health Insurance

Lifetime health insurance for your Cocker Spaniel is usually quite expensive, but, if you can afford it, it's the best pet insurance you can buy.

There may be limits on the amount of treatment costs which can be reclaimed each year, but it will protect your dog for life.

You must, however, take care to renew your policy on time, as any break in cover will cause your policy to lapse.

If this happens, your insurance company may be unwilling to renew, particularly if they have a maximum age policy, or your dog is reaching his older years.

We strongly recommend you consider pet health insurance - but do your research carefully.

Always compare pet insurance plans to ensure you're fully aware of what's on offer and what you're getting for your money.

Before you sign on the dotted line - make sure you clearly understand any restrictions and limitations - don't forget to read the small print!

Cocker Spaniel health is important, so go ahead, give yourself peace of mind and give your pet the loving protection he deserves!

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